If You Send Us Personal Information – If you choose to provide us with personal information by sending an e-mail to Sprout Mortgage or someone else affiliated with Sprout Mortgage, or by filling out a form with your personal information and submitting it through our website, we use that information to respond to your message and to help us provide you with information that you request. We do not collect personal information for any other purposes. The information you provide is not given to any private organizations or private persons.
Please read this notice carefully to understand what we do.
Why? Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share and protect your personal information.
What? The types of personal information we collect and share depend on the product or service you have with us. This information can include:
> Social Security number and loan balances
> Transactions and overdraft history
> Payment history and credit scores
When you are no longer our customer, we continue to share your information as described in this notice.
How? All financial companies need to share customer’s personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customer’s personal information; the reasons Sprout Mortgage Corporation ("Sprout") chooses to share; and whether you can limit this sharing.
|Reasons we can share your personal information||Does Sprout share?||Can you limit this sharing?|
|For our everyday business purposes such as to process transactions, maintain your loans and escrows, respond to court orders and legal investigations, suspected fraud||Yes||No|
|For our marketing purposes to offer our products and services to you||Yes||No|
|For joint marketing with other financial companies||Yes||Yes|
|For our affiliates everyday business purposes – information about your transactions and experiences||Yes||No|
|For our affiliates everyday business purposes – information about your creditworthiness||Yes||Yes|
|For our affiliates, business units, or if acquired by, sold to or merged with another company, to market to you||Yes||No|
Who is providing this notice? Sprout Mortgage Corporation